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Real results, real relationships.
We measure our success by the outcomes we deliver for the people and organizations we serve.
"The service I received from the Borislow Insurance team was exceptional. They were always responsive, attentive, and went above and beyond any issues that arose."
"Loyalty is something that's earned, and Borislow earns that every day and every year. That's why we continue to work with Borislow Insurance."
"I have never worked with anyone who seems to care as much as they do about the employees, about our organization. A true partner in every sense."
It's time to leave manual quoting behind.
3 Simple Steps
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How We Work
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Your Renewal Checklist
Select your renewal month and employer profile to generate a personalized compliance checklist you can print or save as PDF.
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Where Your Benefits Dollar Goes
Understanding the true cost breakdown of your benefits program is the first step toward smarter spending.
Benefits Health Check
Answer 6 quick questions and get a personalised score across four critical areas — with clear insights on where to improve.
6 questions · ~2 minutes
Designed around your people
We build benefits programs that work as hard as your employees do — with the tools, support, and expertise to deliver real outcomes.
Document Library
Browse and download compliance guides, plan documents, and whitepapers.
Success at Harpeth Hall
Through a captive health strategy, Harpeth Hall School achieved nearly $1 million in savings and reinvested those dollars into richer benefits, premium stability, and long-term predictability.
Easing into HSAs
By pairing education with a thoughtful rollout of HSAs and an HDHP, Blackstone Valley Tech empowered employees, controlled long-term costs, and maintained below-trend renewals.

From Disparity to Clarity
A regional school district reversed rising medical and pharmacy claims through data-driven plan design, employee education, and smarter care navigation - putting costs back on a stable path.

Client ACA Compliance
How Borislow’s compliance expertise helped a national employer resolve ACA reporting gaps, strengthen internal processes, and reduce potential penalties by more than a quarter million dollars.
PBM Memorandum
An overview of Borislow Insurance’s PBM consulting approach, compensation transparency, and fiduciary-first philosophy—designed to help self-funded employers make informed, defensible pharmacy decisions.
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Take back control of your health plan.
We design funding strategies that reduce volatility, improve employee experience, and lower total cost of care — not just negotiate renewals.
BI History Band
Founded by experienced and innovative benefits brokers
***BI History Band***
Nationwide expansion after years of benefit program optimization
Launched Captivated Health — a proprietary solution for self-funded employers
Serving 500+ employers across the country with best-in-class results
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Let's connect you with the right team.
Answer two quick questions and we'll route you to the right area.
What type of coverage are you exploring?
This helps us match you with the right specialist.
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Let's connect you with the right team.
Answer two quick questions and we'll route you to the right area.
What type of coverage are you exploring?
This helps us match you with the right specialist.
How can we help you?
Select the option that best describes you and we'll connect you with the right person.
A Complete Benefits Ecosystem
Click any segment to explore each element of our integrated benefits strategy.
Strategy
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Borislow advisors work as an extension of your HR team — available, accountable, and always in your corner.
- Dedicated advisor assigned to every employer from day one
- Proactive renewal strategy, not reactive scrambling
- Hands-on employee education and open enrollment support
BI Awards Grid
Awards & Certifications
How We Work
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How employee benefits actually work
From strategy and carrier negotiation to open enrollment and year-round support — Borislow orchestrates every step so your team doesn't have to.
#BI Client Story#
Level Funded
#BI Client Story#
Taking control of your healthcare future by promoting consumerism and changing the way you finance your health plan through partial self-funding in a level funded solution.
Over the past 5 years, Medisca has saved a staggering
in health insurance costs
From these savings they were able to offer these additional company-paid benefits for their employees:
Background
A provider of compounding products and supplies, the CEO decided to take control of healthcare costs by working with Borislow Insurance.
Results
The result? Significant long-term savings and access to data which can be used to improve the employee experience.
Using AI to Improve the Client Experience
We're building breakthrough tools to drive client insights and free our teams to do the strategic work they were built to do.
Trusted by teams across the country
“Working with this team has completely transformed our benefits strategy. The results speak for themselves.”

“Working with this team has completely transformed our benefits strategy. The results speak for themselves.”
“Working with this team has completely transformed our benefits strategy. The results speak for themselves.”
“Working with this team has completely transformed our benefits strategy. The results speak for themselves.”

“Working with this team has completely transformed our benefits strategy. The results speak for themselves.”
“Working with this team has completely transformed our benefits strategy. The results speak for themselves.”
“I can't imagine managing our employee benefits without this level of support and expertise.”
“I can't imagine managing our employee benefits without this level of support and expertise.”
“I can't imagine managing our employee benefits without this level of support and expertise.”
“I can't imagine managing our employee benefits without this level of support and expertise.”
“I can't imagine managing our employee benefits without this level of support and expertise.”
“I can't imagine managing our employee benefits without this level of support and expertise.”
“I can't imagine managing our employee benefits without this level of support and expertise.”
“I can't imagine managing our employee benefits without this level of support and expertise.”
How employee benefits actually work
From strategy and carrier negotiation to open enrollment and year-round support — Borislow orchestrates every step so your team doesn't have to.
#BI Background Card
Connect with our team to explore strategies that deliver better experiences for your people and measurable results for your organization.
Let's Start the ConversationBI Background Card
Connect with our team to explore strategies that deliver better experiences for your people and measurable results for your organization.
Let's Start the ConversationBI Testimonial Slider
#BI Testimonial Slider# Hear from Those We've Been Privileged to Serve
"The service I received from the Borislow Insurance team was exceptional. They were always responsive, attentive, and went above and beyond."
"It is really important to me to have vendors that we can be loyal to, and their loyalty comes back to us. Borislow earns that every day."
"I have never worked with a broker who seems to care as much as they do about the wellbeing of our employees and the success of our organization."
## BI Scrollytelling Section ##
How Borislow works
Step One
A complete audit of your current strategy
We start by understanding where you are — reviewing your current plans, costs, carrier relationships, and employee feedback to identify gaps and opportunities.
- Carrier & plan benchmarking
- Employee needs assessment
- Cost and contribution analysis
Step Two
A custom package built for your workforce
Using market data and your specific goals, we design a benefits strategy that attracts talent, controls costs, and gets used.
- Plan design & carrier negotiation
- Contribution modeling
- Voluntary benefits layering
Step Three
Enrollment made effortless
We manage the entire open enrollment process — communications, technology setup, employee education, and carrier coordination — so nothing falls through the cracks.
- Benefits administration platform
- Employee communication & education
- Compliance documentation
Step Four
Ongoing support, year after year
We monitor utilization, surface savings opportunities, and stay proactive — so you never get caught off guard at renewal.
- Mid-year utilization reviews
- Proactive renewal strategy
- HR technology & compliance updates
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A team that goes beyond the policy.
Borislow advisors work as an extension of your HR team — available, accountable, and always in your corner.
- Dedicated advisor assigned to every employer from day one
- Proactive renewal strategy, not reactive scrambling
- Hands-on employee education and open enrollment support
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The right benefits strategy doesn't just protect your employees — it transforms how they feel about coming to work every day.
#BI Trust Bar#
BI Trust Bar
How We Helped a Mid-Market Manufacturer Cut Benefits Costs by 22%
The Challenge 858
Rising renewal costs and a workforce spread across three states made traditional fully-insured coverage unsustainable. The CFO needed a solution that could reduce spend without eroding the plan quality employees relied on.
Our Approach
We designed a level-funded self-insurance program with a captive stop-loss layer, paired with a high-performance network and a direct-primary-care benefit for blue-collar staff—eliminating unnecessary ER visits and driving sustained savings.
Borislow didn't just find us a cheaper plan — they rebuilt how we think about benefits. Our employees are happier and we're spending less. I can't ask for more than that.
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When you partner with Borislow, you become part of a well-respected, well-resourced and collaborative team. We've built a culture where leadership looks to the future and is proud of the past.
Learn More
Why Choose Borislow Insurance
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Watch: How Borislow Works For You
A 2-minute overview of our approach, results, and what to expect.
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Let's find the right solution for your specific needs.
Whether you're an HR leader building a better benefits program or an individual navigating your options - we've got you covered.
BI Capabilities Band
From funding strategy to workforce engagement, our capabilities span the full scope of modern benefits advisory.
Benefit architecture built for control.
We align funding, vendors, clinical programs, and communication into one integrated strategy you can measure.
Alternative Funding Strategies
Level-funded, self-funded, and captive pathways designed to reduce volatility and long-term trend.
Risk & Financial Reporting
Executive reporting that translates claims and pharmacy data into decisions, not spreadsheets.
Clinical Cost Containment
Target high-cost drivers with proactive intervention, pharmacy management, and outcomes tracking.
Compliance & Governance
Proactive oversight that reduces exposure for leadership across federal and state requirements.
Workforce Engagement
Communications and education that improve benefit literacy, utilization, and perceived value.
Captivated Health
Our group captive approach that aligns employers around shared discipline, transparency, and long-term stability.
Strategic benefits that reduce costs and retain your best people
For over 42 years, Borislow Insurance has helped organizations build smarter benefit programs — ones that lower spend, improve outcomes, and give employees real value.
Your path to benefits success.
A proven, repeatable framework — tailored to your organization every single time.
Advisors, not just brokers.
Borislow Insurance has been redefining employee benefits since 1982. We deliver strategic partnerships — not spreadsheets and quotes — with fresh ideas and deep expertise.
Combining forward-looking strategies, data-driven insights, and innovative technology, we help organizations control costs, engage employees, and unlock long-term value.
Our Core Four
At the foundation of Borislow Insurance are our Core Four — values that drive what we believe and how we act.
Lead with Purpose, Passion & Insight
We bring passion to everything we do, take ownership of our work, and inspire others by leading with intention and impact.
Collaborate with Care & Intention
True collaboration requires more than participation. It requires ownership, empathy, and purpose.
Grow Forward
We take ownership of our learning, embrace challenges, and continuously evolve to create meaningful progress.
Build Community
We nurture a culture of belonging, appreciation, and purpose — where everyone contributes and feels connected.
The Complete Guide to Employee Benefits
Everything you need to know about building a competitive benefits package that attracts and retains top talent.
- Step-by-step strategy framework

Get Instant Access
Fill out the form below to download your free copy.
Captivated Health
Built around a collaborative group captive model, Captivated Health helps employers reduce risk, gain visibility into cost drivers, and design plans that align with culture and budget — without giving up control.
Evaluate your current funding strategy.
If your renewal trend feels inevitable, it is not. Share a few details and we will follow up to schedule a Funding Strategy Review.
Borislow Delivers Results
Scroll to explore how we create outcomes that matter for your organization.
Take Control of Healthcare Costs
Self-funded health plans let employers pay claims directly instead of fixed premiums, creating significant savings opportunities and greater transparency over your benefit spend.
- Pay only for actual claims incurred — not inflated carrier margins
- Access detailed claims data to make smarter plan decisions
- Stop-loss protection caps your financial exposure
- Fully customizable plan design to match your workforce
Expert Support, Lighter HR Burden
Our team acts as an extension of your HR department — handling compliance, carrier relations, employee questions, and enrollment execution so your team can focus on what matters most.
- Dedicated account team available year-round
- Open enrollment planning, materials, and execution
- Regulatory compliance and ACA reporting assistance
- Employee communication and education support
Smarter Pricing, Transparent Costs
Reference-based pricing ties reimbursements to a benchmark — typically Medicare rates — rather than arbitrary negotiated rates, delivering substantial cost reductions without sacrificing employee access.
- Reduces hospital claims costs by 20–40% on average
- No narrow-network restrictions — employees keep their providers
- Built-in member advocacy and balance-bill resolution
- Full transparency into what healthcare actually costs
Retirement Benefits That Attract & Retain
From 401(k) plan design to employee education and fiduciary oversight, Borislow Insurance helps employers build retirement programs that employees actually value — and that stand up to regulatory scrutiny.
- ERISA-compliant plan design and ongoing governance
- Investment committee support and fund benchmarking
- Employee financial wellness education programs
- Seamless integration with payroll and benefits platforms
Expert Support, Lighter HR Burden
Our team acts as an extension of your HR department — handling compliance, carrier relations, employee questions, and enrollment execution so your team can focus on what matters most.
- Dedicated account team available year-round
- Open enrollment planning, materials, and execution
- Regulatory compliance and ACA reporting assistance
- Employee communication and education support

A team that goes beyond the policy.
Borislow advisors work as an extension of your HR team — available, accountable, and always in your corner.
- Dedicated advisor assigned to every employer from day one
- Proactive renewal strategy, not reactive scrambling
- Hands-on employee education and open enrollment support
The HR Leader's Guide to Self-Funded Benefits
Learn how leading employers are reducing costs by 18–25% while improving plan quality. Instant download, no spam.
- Step-by-step funding strategy framework
- Step-by-step funding strategy framework
Solutions Built Around Your Business
Every service is tailored to your organization's size, industry, and goals.
Ready to Take Control of Your Benefits Strategy?
Join 350+ organizations who trust Borislow to deliver smarter, more cost-effective benefits.
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Your benefits strategy deserves a better partner.
Borislow Insurance combines 42 years of expertise with modern analytics to build benefit programs that reduce cost, reduce risk, and retain your best people.
Using AI to Improve the Client Experience
We're building breakthrough tools to drive client insights and free our teams to do the strategic work they were built to do.