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BI Testimonial Video Split

Real results, real relationships.

We measure our success by the outcomes we deliver for the people and organizations we serve.

"The service I received from the Borislow Insurance team was exceptional. They were always responsive, attentive, and went above and beyond any issues that arose."
Patti Thomas
Operations & People Leader
"Loyalty is something that's earned, and Borislow earns that every day and every year. That's why we continue to work with Borislow Insurance."
Jeanine Murphy
Executive Director, Emmaus
"I have never worked with anyone who seems to care as much as they do about the employees, about our organization. A true partner in every sense."
Gary
VP of Human Resources
See Us In Action
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Take control of your healthcare costs with full data transparency and flexible plan design.
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30+ organizations. 7 states. 10 years of results.
Captivated Health
Members have averaged less than 5% healthcare claims trend over 10 consecutive years.
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It's time to leave manual quoting behind.

YOUR PROCESS IN

3 Simple Steps

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1

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2

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3
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How We Work

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Borislow Insurance
Benefits Compliance Renewal Checklist
Compliance Planning

Your Renewal Checklist

Select your renewal month and employer profile to generate a personalized compliance checklist you can print or save as PDF.

Benefits Economics

Where Your Benefits Dollar Goes

Understanding the true cost breakdown of your benefits program is the first step toward smarter spending.

Benefits Spend
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BI Benefits Health Check

Benefits Health Check

Answer 6 quick questions and get a personalised score across four critical areas — with clear insights on where to improve.

Cost Control Employee Satisfaction Compliance Strategic Fit

6 questions  ·  ~2 minutes

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BI Overlap

Designed around your people

We build benefits programs that work as hard as your employees do — with the tools, support, and expertise to deliver real outcomes.

Learn More
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BI Document Library

Document Library

Browse and download compliance guides, plan documents, and whitepapers.

Case Study

Success at Harpeth Hall

Through a captive health strategy, Harpeth Hall School achieved nearly $1 million in savings and reinvested those dollars into richer benefits, premium stability, and long-term predictability.

Case Study

Easing into HSAs

By pairing education with a thoughtful rollout of HSAs and an HDHP, Blackstone Valley Tech empowered employees, controlled long-term costs, and maintained below-trend renewals.

Case Study

From Disparity to Clarity

A regional school district reversed rising medical and pharmacy claims through data-driven plan design, employee education, and smarter care navigation - putting costs back on a stable path.

Case Study

Client ACA Compliance

How Borislow’s compliance expertise helped a national employer resolve ACA reporting gaps, strengthen internal processes, and reduce potential penalties by more than a quarter million dollars.

White Paper

PBM Memorandum

An overview of Borislow Insurance’s PBM consulting approach, compensation transparency, and fiduciary-first philosophy—designed to help self-funded employers make informed, defensible pharmacy decisions.

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"BI Hero"

Take back control of your health plan.

We design funding strategies that reduce volatility, improve employee experience, and lower total cost of care — not just negotiate renewals.

Team collaboration
Strategic consulting
Benefits advisor
42+
Years of expertise
95%
Client Retention
350+
Organizations Served
42
Years of Innovation
$2B+
Claims Managed
4.9★
Client Satisfaction
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1984

BI History Band
Founded by experienced and innovative benefits brokers

***BI History Band***

Nationwide expansion after years of benefit program optimization

Launched Captivated Health — a proprietary solution for self-funded employers

Today

Serving 500+ employers across the country with best-in-class results

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Let's connect you with the right team.

Answer two quick questions and we'll route you to the right area.

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Let's connect you with the right team.

Answer two quick questions and we'll route you to the right area.

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How can we help you?

Select the option that best describes you and we'll connect you with the right person.

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BI Wheel Diagram

A Complete Benefits Ecosystem

Click any segment to explore each element of our integrated benefits strategy.

Benefits
Strategy
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BI Split Video

Borislow advisors work as an extension of your HR team — available, accountable, and always in your corner.

  • Dedicated advisor assigned to every employer from day one
  • Proactive renewal strategy, not reactive scrambling
  • Hands-on employee education and open enrollment support
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Awards & Certifications

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How We Work

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How employee benefits actually work

From strategy and carrier negotiation to open enrollment and year-round support — Borislow orchestrates every step so your team doesn't have to.

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Client Story

#BI Client Story#
Level Funded

#BI Client Story#

Taking control of your healthcare future by promoting consumerism and changing the way you finance your health plan through partial self-funding in a level funded solution.

Over the past 5 years, Medisca has saved a staggering

$905,716

in health insurance costs

From these savings they were able to offer these additional company-paid benefits for their employees:

Life Insurance
Accidental Death & Dismemberment
Short Term Disability
Long Term Disability

Background

A provider of compounding products and supplies, the CEO decided to take control of healthcare costs by working with Borislow Insurance.

Results

The result? Significant long-term savings and access to data which can be used to improve the employee experience.

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Using AI to Improve the Client Experience

We're building breakthrough tools to drive client insights and free our teams to do the strategic work they were built to do.

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Trusted by teams across the country

“Working with this team has completely transformed our benefits strategy. The results speak for themselves.”

Jane Smith Acme Corporation

“Working with this team has completely transformed our benefits strategy. The results speak for themselves.”

Jane Smith Acme Corporation

“Working with this team has completely transformed our benefits strategy. The results speak for themselves.”

Jane Smith Acme Corporation

“I can't imagine managing our employee benefits without this level of support and expertise.”

John Doe Beta Industries

“I can't imagine managing our employee benefits without this level of support and expertise.”

John Doe Beta Industries

“I can't imagine managing our employee benefits without this level of support and expertise.”

John Doe Beta Industries

“I can't imagine managing our employee benefits without this level of support and expertise.”

John Doe Beta Industries
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BI Animated Infographic

How employee benefits actually work

From strategy and carrier negotiation to open enrollment and year-round support — Borislow orchestrates every step so your team doesn't have to.

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#BI Background Card

Connect with our team to explore strategies that deliver better experiences for your people and measurable results for your organization.

Let's Start the Conversation
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BI Background Card

Connect with our team to explore strategies that deliver better experiences for your people and measurable results for your organization.

Let's Start the Conversation
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#BI Testimonial Slider# Hear from Those We've Been Privileged to Serve

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## BI Scrollytelling Section ##

How Borislow works

Step One

A complete audit of your current strategy

We start by understanding where you are — reviewing your current plans, costs, carrier relationships, and employee feedback to identify gaps and opportunities.

  • Carrier & plan benchmarking
  • Employee needs assessment
  • Cost and contribution analysis

Step Two

A custom package built for your workforce

Using market data and your specific goals, we design a benefits strategy that attracts talent, controls costs, and gets used.

  • Plan design & carrier negotiation
  • Contribution modeling
  • Voluntary benefits layering

Step Three

Enrollment made effortless

We manage the entire open enrollment process — communications, technology setup, employee education, and carrier coordination — so nothing falls through the cracks.

  • Benefits administration platform
  • Employee communication & education
  • Compliance documentation

Step Four

Ongoing support, year after year

We monitor utilization, surface savings opportunities, and stay proactive — so you never get caught off guard at renewal.

  • Mid-year utilization reviews
  • Proactive renewal strategy
  • HR technology & compliance updates

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BI Split Video

A team that goes beyond the policy.

Borislow advisors work as an extension of your HR team — available, accountable, and always in your corner.

  • Dedicated advisor assigned to every employer from day one
  • Proactive renewal strategy, not reactive scrambling
  • Hands-on employee education and open enrollment support
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BI Quote Callout

BI Quote Callout
The right benefits strategy doesn't just protect your employees — it transforms how they feel about coming to work every day.

header
John H Smith Founder & CEO, ABC
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#BI Trust Bar#

BI Trust Bar

A+ RatingBBB Accredited
25+ YearsServing New England
500+Employer Clients
Top 1%Independent Brokers
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BI Case Study Showcase

How We Helped a Mid-Market Manufacturer Cut Benefits Costs by 22%

Acme Manufacturing Co. Manufacturing 340 employees

The Challenge 858

Rising renewal costs and a workforce spread across three states made traditional fully-insured coverage unsustainable. The CFO needed a solution that could reduce spend without eroding the plan quality employees relied on.

Our Approach

We designed a level-funded self-insurance program with a captive stop-loss layer, paired with a high-performance network and a direct-primary-care benefit for blue-collar staff—eliminating unnecessary ER visits and driving sustained savings.

22%
cost reduction
22%
cost reduction
22%
cost reduction

Borislow didn't just find us a cheaper plan — they rebuilt how we think about benefits. Our employees are happier and we're spending less. I can't ask for more than that.

Sarah MitchellCFO, Acme Manufacturing Co.
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BI Split Banner

When you partner with Borislow, you become part of a well-respected, well-resourced and collaborative team. We've built a culture where leadership looks to the future and is proud of the past.

Learn More
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Why Choose Borislow Insurance

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  • Feature Name Brief description of this feature benefit.
  • Feature Name Brief description of this feature benefit.
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Watch: How Borislow Works For You

A 2-minute overview of our approach, results, and what to expect.

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Trusted by organizations across 40+ states
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Let's find the right solution for your specific needs.

Whether you're an HR leader building a better benefits program or an individual navigating your options - we've got you covered.

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BI Capabilities Band

From funding strategy to workforce engagement, our capabilities span the full scope of modern benefits advisory.

Alternative Funding
Level-funded, self-funded, captive
Learn More
Pharmacy Strategy
Trend control and contract leverage
Learn More
Claims Intelligence
Executive reporting you can act on
Learn More
Clinical Solutions
Proactive intervention and outcomes tracking
Learn More
Compliance & Governance
Proactive oversight across federal and state requirements
Learn More
Workforce Engagement
Communications that improve benefit literacy and value
Learn More
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BI Solutions

Benefit architecture built for control.

We align funding, vendors, clinical programs, and communication into one integrated strategy you can measure.

Alternative Funding Strategies

Level-funded, self-funded, and captive pathways designed to reduce volatility and long-term trend.

Risk & Financial Reporting

Executive reporting that translates claims and pharmacy data into decisions, not spreadsheets.

Clinical Cost Containment

Target high-cost drivers with proactive intervention, pharmacy management, and outcomes tracking.

Compliance & Governance

Proactive oversight that reduces exposure for leadership across federal and state requirements.

Workforce Engagement

Communications and education that improve benefit literacy, utilization, and perceived value.

Captivated Health

Our group captive approach that aligns employers around shared discipline, transparency, and long-term stability.

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Strategic benefits that reduce costs and retain your best people

For over 42 years, Borislow Insurance has helped organizations build smarter benefit programs — ones that lower spend, improve outcomes, and give employees real value.

95% Client Retention
Our clients stay because results speak louder than promises. We earn trust through consistent, measurable outcomes.
Why it works
Clinical Intervention
Proactive case management and pharmacy programs that target high-cost claims before they escalate.
See the approach
Captivated Health Model
Our proprietary group captive solution gives mid-market employers the cost advantages of self-funding with shared risk protection.
How it works
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BI Process

Your path to benefits success.

A proven, repeatable framework — tailored to your organization every single time.

Collaboration
01
Discovery & Audit
We listen deeply — to your goals, culture, pain points, and people's needs. A full forensic audit of your current program.
02
Custom Strategy
Our team architects a fully customized benefits strategy informed by data, market benchmarks, and innovation.
03
Seamless Implementation
Dedicated project management, employee communications, enrollment support — we handle it all.
04
Ongoing Optimization
Continuous analysis, compliance monitoring, and proactive recommendations. Your strategy evolves with you.
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95%
BI Impact Bar
350+
Organizations Served
15yr+
Avg. Relationship
42
Years of Innovation
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Consulting
1982
Year Founded
BI Why Borislow

Advisors, not just brokers.

Borislow Insurance has been redefining employee benefits since 1982. We deliver strategic partnerships — not spreadsheets and quotes — with fresh ideas and deep expertise.

Combining forward-looking strategies, data-driven insights, and innovative technology, we help organizations control costs, engage employees, and unlock long-term value.

Empower Your People
Benefits that improve wellbeing and engagement.
Protect What Matters
Coverage quality balanced with cost control.
Stay Ahead of Risk
Proactive compliance planning and expertise.
Boost Stability
Align benefits investment to strategic goals.
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BI Core Four

Our Core Four

At the foundation of Borislow Insurance are our Core Four — values that drive what we believe and how we act.

1

Lead with Purpose, Passion & Insight

We bring passion to everything we do, take ownership of our work, and inspire others by leading with intention and impact.

2

Collaborate with Care & Intention

True collaboration requires more than participation. It requires ownership, empathy, and purpose.

3

Grow Forward

We take ownership of our learning, embrace challenges, and continuously evolve to create meaningful progress.

4

Build Community

We nurture a culture of belonging, appreciation, and purpose — where everyone contributes and feels connected.

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BI Gated Content Block

The Complete Guide to Employee Benefits

Everything you need to know about building a competitive benefits package that attracts and retains top talent.

  • Step-by-step strategy framework
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Get Instant Access

Fill out the form below to download your free copy.

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Captivated Health
BI Captivated Health

Captivated Health

Built around a collaborative group captive model, Captivated Health helps employers reduce risk, gain visibility into cost drivers, and design plans that align with culture and budget — without giving up control.

50+
Member Orgs
18–25%
Avg. Savings
Explore Captivated Health
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Evaluate your current funding strategy.

If your renewal trend feels inevitable, it is not. Share a few details and we will follow up to schedule a Funding Strategy Review.

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BI Solutions Reveal

Borislow Delivers Results

Scroll to explore how we create outcomes that matter for your organization.

Take Control of Healthcare Costs

Self-funded health plans let employers pay claims directly instead of fixed premiums, creating significant savings opportunities and greater transparency over your benefit spend.

  • Pay only for actual claims incurred — not inflated carrier margins
  • Access detailed claims data to make smarter plan decisions
  • Stop-loss protection caps your financial exposure
  • Fully customizable plan design to match your workforce
Self-funding strategy
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BI Split Video

A team that goes beyond the policy.

Borislow advisors work as an extension of your HR team — available, accountable, and always in your corner.

  • Dedicated advisor assigned to every employer from day one
  • Proactive renewal strategy, not reactive scrambling
  • Hands-on employee education and open enrollment support
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Free Guide 24 pages Free download
BI Resource Download

The HR Leader's Guide to Self-Funded Benefits

Learn how leading employers are reducing costs by 18–25% while improving plan quality. Instant download, no spam.

  • Step-by-step funding strategy framework
  • Step-by-step funding strategy framework
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BI Service Cards

Solutions Built Around Your Business

Every service is tailored to your organization's size, industry, and goals.

Service Name

A brief description of what this service covers and who it's for.

  • Benefit

Service Name

A brief description of what this service covers and who it's for.

  • Benefit

Service Name

A brief description of what this service covers and who it's for.

  • Benefit
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Ready to Take Control of Your Benefits Strategy?

Join 350+ organizations who trust Borislow to deliver smarter, more cost-effective benefits.

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BI Gradient Hero

Your benefits strategy deserves a better partner.

Borislow Insurance combines 42 years of expertise with modern analytics to build benefit programs that reduce cost, reduce risk, and retain your best people.

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Using AI to Improve the Client Experience

We're building breakthrough tools to drive client insights and free our teams to do the strategic work they were built to do.